By Brian Stevens
Looking to purchase non-owned automobile insurance? Want to get cheap non-owned auto insurance with a reliable insurer? Here's where to get it.
Non-Owned Automobile Insurance
Non-owned automobile insurance pays for repairs when you damage someone else's car, and for the medical bills of the occupants of that car or for any pedestrians who are injured. It also pays for your and your passengers medical expenses.
Non-owned auto insurance does not pay to repair damage to your car when you cause an accident.
Why Get Non-Owned Automobile Insurance
If you frequently rent cars, non-owned auto insurance may save you money on rental car insurance. If you own a business, non-owned auto insurance protects you if you have an employee or a friend run an errand for your business, or if you use your personal car to run errands and your car is not covered by business auto insurance.
The courts have established that a business may be liable for the acts of its employees, such as when an employee uses his or her car to run an errand for the business and causes an accident. If you own a company, you run the risk of losing it if you're sued and the court awards damages to the injured party.
Where to Get Cheap Non-Owned Automobile Insurance
The best place to get cheap non-owned auto insurance is to go to an insurance comparison website where you can get rates from a number of different companies, then choose the policy that best suits your needs.
Article Source: http://EzineArticles.com/?expert=Brian_Stevens
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