Insuring Third Party Cars

by Ajeet Khurana
Motor insurance is a good option for car owners of all backgrounds My own car is very dear to me because I spent a significant portion of my income when trying to buy it. So I made a firm decision to get the very best in insurance for my car. One never knows when some kind of an accident might take place and the vehicle may have to be repaired.
However, despite my interest in cars, I used to think that motor insurance was related to merely the vehicles that we ourselves drove. However, in these in this day and age, when even household pets are not safe from the clutches of insurance, why should other people's cars be disregarded either?
I managed to find out about comprehensive car insurance a few days ago when I was surfing the world of cyber space looking for some good car insurance quotes. Now, who would think that comprehensive car insurance covered the cars that bumped into ours as well? Apparently, it does. Therefore, if tomorrow, some crazy driver rams his headlights into your taillights; your insurance can provide enough to cover the damage done to the offending car as well.
Now isn't that a little hard to gulp down? After all, if it is the other guy's fault, why should my insurance company look after the damage to his vehicle? But that is the way some comprehensive car insurance packages work. Imagine, if you are a driver with little experience, and you somehow ram in to the car ahead of you, and that car has this kind of insurance, you will come home from the accident with your bank balance safe and sound.
Personally, I am not sure that I would like to provide for the damage done to another's vehicle by his own rash or careless driving. However, if I am the rash or careless driver, it would be a big burden off my chest when I am in for major repair work, and my insurance company steps in to provide for it.
The plan is an interesting one. It is not something that would really have occurred to me. Perhaps that is because I am loath to pay for somebody else's recklessness. But then insurance companies want to add value to their business. The only way to get increasingly growing numbers of customers is to come up with such gimmicky methods that will get people thinking and talking.
If you are on the lookout for some comprehensive car insurance for your car, just check out the various offers on the online world. If the idea of paying for third party cars does not appear to be a sensible idea to you, settle for the old-fashioned car insurance plans instead.
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